Richard earned an MBA from Vanderbilt University in 2005, a Bachelor of Science in Business Administration degree from The University of Tennessee, and a diploma in banking from The Graduate School of Banking. Richard was the president of the TVA Investment Challenge during 2004 which outperformed the S&P500 by 10% during his presidency, and he was also Vice President of the real estate club.
Richard has extensive work experience running RBW Capital Advisors, LLC, I have interviewed on television discussing financial markets on Bloomberg, worked at Davis Selected Advisors (a mutual fund), and at Clayton Bank and Trust. Richard has also held work positions with a hotel, general goods retailer, grocery, and a church-related camp teaching kayaking, high ropes course, and caving, among others. Richard sold books for the Southwestern Company and won an award for working 80 hours a week during summer while in college. Richard currently works. I have a renewable energy investment among other equity exchange traded investments.
Global warming solution video available at an online video sharing platform, an investment of mine. Trees, plants, shrubs can be bought for delivery from a nursery or garden center and the foliage helps to remediate carbon dioxide. To keep produce staying better longer place in shade or dry produce in the sun, because air conditioning is harming the ozone. One tip on how to reduce CO2 emissions is to only use temperature control in housing when temperature is near or less than freezing, saving on utility emissions and savings on bill. For oxygen, one would need adequate live plants indoors or windows open slightly.
Evergreens provide oxygen and reduce CO2 year-round.